(844) 312-1444 Get a free quote

Get a free quote

See what your business qualifies for.

One application, real offers, and no obligation to take any of them. Starting does not affect your credit.

  • Checking won't touch your credit
  • Free, with no obligation
  • Funds in as little as 24 hours

Rather talk first? (844) 312-1444

After you send it

What happens next.

No branch visit, no stack of paperwork, and no credit hit to see where you stand.

  1. 1

    Apply online

    About thirty seconds, and we only ask for the essentials — so you can get back to running the business.

  2. 2

    Get pre-approved and customise

    Our team reviews quickly and shares a pre-approval, then works with you to tailor terms that fit. No hard credit pull to start.

  3. 3

    Get funded

    Once approved, funds are wired to your account with clear terms and no surprise fees. Usually within 24 to 48 hours.

Before you start

What you'll need to apply

Most owners have all of it on their phone already.

  • A few basics about the businessName, industry, time in business and roughly what comes in each month.
  • Three months of bank statementsFor most programs, that is the only document. Larger amounts may ask for a tax return.
  • Credit that isn't perfect is finePrograms in the network start from a 500 FICO. Revenue and time in business count more.

Questions

Straight answers

Will applying hurt my credit score?

No. Checking your options uses a soft pull, which does not affect your score. A hard pull only happens if you choose to go ahead with a specific offer, and only with your permission.

How fast can I get the money?

Most approved files are funded in 24 to 48 hours. Your specialist gives you an exact timeline once your file is reviewed.

What if my credit isn't great?

Apply anyway. The network includes programs from a 500 FICO, and lenders weigh the business's revenue and time trading more than a personal score.

How much can I get?

From $5,000 to $1,000,000, depending on the program, monthly revenue and time in business.

Is there a cost or an obligation?

None. Applying is free, every offer shows its full terms, and if nothing fits you simply walk away.

Are you a lender?

No. American Business Funds puts one application in front of 50+ vetted lenders and helps you compare what comes back. The lender you choose funds the business.

What you are applying to

One application, six programs.

Nothing on the form asks which one you want. That is the conversation once the offers arrive.